Checking Accounts

First Bank provides a variety of checking accounts to match your financial needs and lifestyle. These accounts provide you with detailed records and monthly image statements to help you keep up with expenses and income. Checks give you the convenience of paying by mail rather than in person and your canceled checks are legal proof of payment.

Our goal is to make banking enjoyable and as easy as possible for you. We hope you’ll agree, “you’ll like banking with us!”

Regular Checking

  • $100 minimum to open account
  • Service Charge of $5.00 if balance drops below $100.00 on any day of the statement cycle
  • ATM / Debit Card
  • ShazamBolt$™ App
  • Free e-Statement or Mailed Image Statement
  • Free Online Banking with Free Bill Pay
  • Free Direct Deposit
  • Unlimited Check Writing

Heritage Account

  • $100.00 minimum to open account
  • Available for customer 55 years of age and over
  • No monthly service charge if no insurance plan is chosen
  • Choosing an insurance plan will incur a monthly service charge based on the type of insurance plan
  • Three (3) money orders per month
  • Three (3) official checks per month
  • Discounted safe deposit box rental
  • ATM / Debit Card
  • ShazamBolt$™ App
  • Free notary service
  • Free regular wallet style personalized checks
  • Free eStatement or Mailed Image Statement
  • Free Online Banking with Free Bill Pay
  • Free Direct Deposit

First Checking Account

  • $100 minimum to open account
  • Choosing an insurance plan will incur a monthly service charge based on the type of insurance plan
  • ATM / Debit Card
  • Three (3) money orders per month
  • Three (3) official checks per month
  • Discounted Safe Deposit Box Rental
  • ShazamBolt$™ App
  • Free eStatement or Mailed Image Statement
  • Free Notary Service
  • Free Online Banking with Free Bill Pay
  • Free Direct Deposit
  • Unlimited Check Writing

 NOW Checking

  • $1,500 minimum to open account
  • This is an interest bearing account. Contact a customer service representative for current interest rates and interest yields.
  • Service Charge of $7.00 if balance drops below $1,500.00 on any day of the statement cycle
  • Excess debit transaction fee of $0.15 per item in excess of 30 per month
  • ATM / Debit Card
  • ShazamBolt$™ App
  • Free e-Statement or Mailed Image Statement
  • Free Online Banking with Free Bill Pay
  • Free Direct Deposit

NOW Special Checking

  • $25,000.00 minimum to open account
  • This is an interest bearing account. Contact a customer service representative for current interest rates and interest yields.
  • Maintain a minimum average daily balance of $25,000.00 in account to obtain disclosed annual percentage yield
  • Service Charge of $10.00 if balance drops below $25,000.00 on any day of the statement cycle
  • Excess debit transaction fee of $0.15 per item in excess of 30 per month
  • ATM / Debit Card
  • ShazamBolt$™ App
  • Free eStatement or Mailed Image Statement
  • Free Online Banking with Free Bill Pay
  • Free Direct Deposit